Pillar analysis · three markets
The last human in the loop
In every market a person still stands somewhere in the loop, carrying trust the network can’t carry yet. Find the gap that keeps them there, and you have found the next business. Here are three markets, read through the five pillars of trust.
The last human
They leave when
Our estimate
Pillar by pillar
The detail: 25 cells
Each pillar rests on five layers. Click a cell to see why.
Sources
- Convergence Outlook 2026, Future Today Strategy Group (cited as page numbers)
- Technology Radar, Vol. 35, Thoughtworks, November 2026 (cited as page numbers)
- Agent Payments Protocol (AP2), Google, September 2025
- PSD3 and the Payment Services Regulation, EU political agreement, November 2025
- Product Liability Directive (EU) 2024/2853, applies from 9 December 2026
- Machinery Regulation (EU) 2023/1230, applies from 20 January 2027
- NEO home humanoid, 1X, preorders October 2025
- AIUC-1, the AI Underwriting Company’s standard for insuring AI agents
Cells without a source dot are our own assessment. Full credits are on the main page.