non-HITLby FG Digital

non-HITL is not a prediction but a starting point: for asking better questions and looking further ahead.

Your next delivery may arrive inside your fridge, with nobody home.

Today a person has to be at both ends of a delivery: a courier you can identify, and you at the door. Not to do the work, but to carry the trust. When a network can carry that trust, the person is no longer needed in the loop. Delivery is the simplest way to see how.

Proof of delivery signed by 3 parties 10:02 ID verified 10:04 door: 1 task 10:07 in the fridge 10:08 door locked 10:08 access expired ✓ recorded You: at work
Illustration · in-home delivery inside a trust network
Our north star

Everything on this site follows from one idea.

Trust is moving from people to networks. Where people are irreplaceable, their value multiplies. Where people are less reliable, machines take over.
01 · The trust network

What does the person in a delivery actually do?

Not the carrying. They answer five questions that every trust network has to answer. These are the five pillars of trust. Here is each one, today and tomorrow.

  1. At the door
    IdentityWho is at the door?

    TodayA courier in a uniform, from a company you know.

    TomorrowA robot with a verified identity, known to the network the way a card is known to a payment network.

    Already hereCard networks already give AI agents an identity.

  2. Coming in
    AuthorityMay it come in?

    TodayYou open the door, or you don’t.

    TomorrowPermission for one door, one time window, one task. It expires when the job is done.

    Already here“Least privilege” for agents is now standard practice.

  3. Doing the job
    CompetenceCan it do the job?

    TodayThe courier’s experience: the address, the stairs, the fragile box.

    TomorrowA robot certified for the task: stairs, doors, the fridge. Homes are built for human bodies, so humanoids fit.

    Already hereHumanoids already move 100,000+ totes in a warehouse.

  4. The proof
    EvidenceDid it really happen?

    TodayA scribble on a screen, a photo of the doorstep.

    TomorrowEvery step signed and recorded, and the proof sent to your phone.

    Already here“Liability follows the logs.”

  5. If it breaks
    AccountabilityWho pays if it breaks?

    TodayThe courier company answers. You complain; they refund.

    TomorrowThe network settles who pays, and insurance is priced on the record.

    Still missingLiability for machine work is unsettled.

The technology works. It doesn’t pay yet. Humanoids already work in warehouses, but a robot visit still costs far more than a courier’s. In-home delivery arrives when the technology becomes economically available: when a robot delivery costs less than a human one. We place that around 2040. Rules, process, insurance and people have to be ready by then.

Cost is one reason a person leaves the loop. There are four others → four reasons the loop opens

02 · Four reasons the loop opens

A person leaves the loop for four reasons. None of them is about the technology.

Too much to take in, too dangerous, too unpredictable, too hard to verify. Each is a limit of the person, and each is already pushing people out of the loop somewhere today. Click a reason to see where.

01 · Speed and information

More signals than a person can read, in less time than a person needs to decide.

275 alarmsin 11 minutes, for two refinery operators, before the 1994 Milford Haven explosion

Air traffic, control rooms, grids, trading, code, Mars
02 · Hazard

Where a mistake costs a life, the first move is to take the person out of harm’s way.

Mostfront-line casualties in the war in Ukraine are now caused by drones

The battlefield, mine clearance, mining, nuclear and disaster sites
03 · Predictability

Machines that share one plan can work centimetres apart. One person nobody can predict widens every gap.

1 driverthe network can’t predict sets the safety gap for every machine around them

Roads, ports, warehouses
04 · Proof

A person’s word, memory and face no longer prove what happened, or who is speaking.

$25mpaid out in 2024 after a video call in which every other face was a deepfake

Contracts and claims, identity, inspection and audit
01 · Speed and information

Too much, too fast

A person reads a handful of signals at once and needs seconds, often minutes, to decide. Control rooms now produce thousands of signals, and some failures unfold in seconds. Past a certain volume and speed, the person in the loop is either overloaded or only pretending to check.

The human limit

Attention fades over a shift. Under pressure, people fixate on one signal and miss the rest.

Where the human stays

Setting the limits the machines work within, and taking the cases no rule covers.

TIME AVAILABLE TO DECIDE only machines act in time the person 1 µs1 ms1 s1 min1 h Share tradingGrid protectionAlarm floodIberian blackoutAir traffic alert microsecondsmillisecondsone every 2.4 ssecondsabout 2 min Left of the amber band, the person in the loop can only watch.
Time to decide

The world stopped waiting for the person

A person needs tens of seconds to minutes to understand a situation and decide. Markets move in microseconds, grid protection in milliseconds, an alarm flood in seconds. Where events move faster than that, the person in the loop can only watch.

Weakest human pillar: Competence, because a person decides in minutes, not milliseconds.

Air traffic control

One of the most stressful jobs there is

TodayControllers keep aircraft apart by voice and radar, under rules that force regular breaks because attention fades.

Non-HITLEurope’s rules for low-level drone airspace already hand traffic to automated services: no controller could separate thousands of drones by voice. Manned airspace follows, with machines agreeing separation between themselves.

Weakest human pillar: Competence, because a person can’t track that much at once.

Control rooms

The alarm flood

TodayOperators of refineries and plants watch alarm screens. Before the 1994 Milford Haven explosion, two operators faced 275 alarms in 11 minutes.

Non-HITLThe system absorbs the flood and acts within set limits; the operator is told what matters, and why.

Weakest human pillar: Competence, because overload hides the one alarm that matters.

Power grids

A blackout in seconds

TodayOn 28 April 2025 the Iberian grid went from normal to blackout in seconds. Only automatic protection works at that speed.

Non-HITLA grid of solar, wind and batteries is balanced by machines every second. People set the margins and plan the system.

Weakest human pillar: Competence, because a person decides in minutes, not milliseconds.

Trading

The loop that already closed

TodayMost share trading in the large markets is done by algorithms, in microseconds. The trader on the floor left the loop years ago.

Non-HITLAlready here. People moved to setting limits, risk and circuit breakers.

Already non-HITL

Software and back office

The approval nobody really makes

TodayEngineers click “approve” on more AI work than they can check. Past a certain volume, approving is no longer reviewing: it is hoping. And the more they rely on the AI, the weaker the very skills they need to supervise it.

Non-HITLVerification replaces review: the machine proves its own work with tests and records. People look only at what is hard to reverse.

Weakest human pillar: Authority, because a person can’t judge at machine speed.

Space

Where physics removes the human

TodayA signal to Mars takes between 3 and 22 minutes each way. A rover can’t wait for a driver, so it drives itself.

Non-HITLAlready here. People set the goal; the rover plans the route.

Already non-HITL

02 · Hazard

Too dangerous

Here the person is not the weak link; they are the most valuable thing in the loop. So they move out of it: first to a remote control, then, when the radio link itself fails, out of the loop altogether. The war in Ukraine shows both steps, and why this is also where accountability matters most.

The human limit

A body that can be hurt, and a remote link that can be jammed.

Where the human stays

The decision to use force, and the responsibility for it. The more autonomous the machine, the clearer the human answer must be.

1 · INSIDE2 · AT A DISTANCE3 · LINK CUT DANGER ZONEDANGER ZONEDANGER ZONE JAMMED AUTONOMOUS The person carries the risk.Safe, but the link is exposed.The machine finishes alone. Each step moves the person further from harm, and further from the decision.
The battlefield

Ukraine: the loop cut by jamming

TodayDrones now cause most front-line casualties. Ukraine made unmanned systems a separate branch of its armed forces in 2024, and robot ground vehicles carry supplies and evacuate the wounded.

Non-HITLJamming cuts the link between pilot and drone, so drones get fibre-optic cables, then autonomous guidance for the final approach. The enemy cuts the loop, not the designer.

What must stay human: Accountability, for every decision to strike.

Mine clearance

Every mistake is fatal

TodayUkraine is now one of the most heavily mined countries in the world. Clearing a field by hand is slow, and a single mistake kills.

Non-HITLDrones map the field, armoured machines clear it, and people check the result from a safe distance.

Mining

Nobody in the pit

TodayDriverless haul trucks have run in Australian iron-ore mines for more than a decade, controlled from operations centres far from the mine.

Non-HITLWhole sites run with nobody in the pit. The operator works from a city.

Already non-HITL

Nuclear and disaster sites

Where people can’t go

TodayDecommissioning Fukushima depends on robots sent where people can’t go. Drones and robots go first into fires, tunnels and collapsed buildings.

Non-HITLMachines inspect, cut, carry and search. People plan and decide from outside.

03 · Predictability

Too unpredictable

A network that coordinates thousands of machines can’t plan around someone it can’t predict. Not because people perform badly, but because they perform differently every time. So machines get their own space first: lanes, port zones, warehouse floors.

The human limit

Varies with mood, fatigue and habit, and can’t share a plan in real time.

Where the human stays

Mixed and open spaces, and the exceptions: the blocked road, the strange cargo, the child in the street.

NET LANE 1 · MACHINES ONLY verified ID only MACHINES ONLY LANE 2 · human drivers · speed and gaps unknown Machines can run centimetres apart. One unpredictable driver widens every gap.
Roads

By 2050, some lanes may be closed to human drivers

Not because people drive badly. A network that coordinates thousands of machines can’t plan around someone it can’t predict. Ports, logistics corridors and night lanes go first.

Weakest human pillar: Competence, because a person is unpredictable.

Ports

Terminals run by software

TodayAutomated container terminals in Rotterdam and Shanghai already run cranes and vehicles from software.

Non-HITLWhole port zones close to people while machines work, and open only for inspection.

Weakest human pillar: Competence, because a person can’t share the plan.

Warehouses

The dark warehouse

TodayHumanoids already move 100,000+ totes in a warehouse, and robot floors are fenced off from people for safety.

Non-HITLNo lights, no people. Maintenance by appointment.

Weakest human pillar: Competence, because a person is unpredictable.

04 · Proof

Too hard to verify

Trust used to rest on a person: a signature, a testimony, a face on a call. Generative AI makes all three cheap to fake, and memory was never reliable. A signed machine record becomes the stronger proof.

The human limit

Forgets, rebuilds memories honestly but wrongly, and can be impersonated.

Where the human stays

Judging disputes and intent: what the record means, not only what it says.

FINANCE CALL · CONFIDENTIAL CFOColleagueColleagueYou SYNTHETICSYNTHETICSYNTHETICREAL TODAY Trusts the faces $25m sent to the fraudsters NON-HITL Checks the signature 3 of 4 unsigned ✕ blocked
Identity

The colleague who wasn’t there

TodayIn 2024 a finance employee in Hong Kong paid out about $25 million after a video call in which every other participant was a deepfake.

Non-HITLMoney moves on a cryptographic identity, not a familiar face. Agents verify each other before they act.

Weakest human pillar: Identity, because faces and voices can be faked.

Contracts and claims

The signature that no longer counts

TodayA signature and a person’s word settle what was agreed and what happened. Courts already face deepfaked testimony.

Non-HITLA signed machine log becomes stronger evidence than a person’s word.

Weakest human pillar: Evidence, because people forget and can be faked.

Inspection and audit

From a sample to everything

TodayAuditors test samples and inspectors sign forms, both relying on what people say happened.

Non-HITLEvery step is signed as it happens. Audit becomes continuous and complete, not a sample.

Weakest human pillar: Evidence, because a person checks a sample, after the fact.

Across all four reasons, the same pattern appears → the person against the network, pillar by pillar

03 · The pattern

On four of the five pillars, the person is the weak link.

Start from what people are like, and compare them with a machine inside a trust network, pillar by pillar.

weakerstrongerHperson Nmachine in a trust network
IdentityWho is acting?
HN

Hard to verify at a distance: voices and faces can be faked. A machine carries a cryptographic identity.

AuthorityWhat may it do, where, for how long?
HN

Can be fooled or pressured into going beyond the mandate. A sandboxed machine cannot.

CompetenceCan it do the job reliably?
HN

Unpredictable, inconsistent, tired, slow on routine work. But in the unknown, where no rule exists yet, the person still leads.

EvidenceWhat actually happened?
HN

Forgetful: memory fades and is rebuilt, honestly but wrongly. A signed log doesn’t. “Liability follows the logs.”

AccountabilityWho answers, pays, puts it right?
NH

Here the person is the strong link. A person can answer in court and in conscience; for machines, liability is still unsettled.

Positions are our judgement, for discussion. Each pillar is built from technology, process, regulation, economics and people; see what has to move.

So: the human leaves the loop where a machine is stronger on all five pillars. The human stays, and multiplies its value, where judgement in the unknown and accountability matter most.

Which is exactly where human potential grows → where humans win

04 · Where humans win

Where machines can’t follow, human potential multiplies.

When machines carry the routine trust, the scarce thing is what only people do. The sectors built on it gain the most: each person is amplified by the machines around them.

Judgement in the unknownno rule exists yet
Empathy and carebeing understood by a person
Creativity and tastedeciding what is good
Purpose and valuesdeciding what should be done
Trust between peoplerelationships, reputation
Moral accountabilitysomeone who answers in person
care × machines

Health and care

Machines run the diagnostics and logistics; clinicians spend their time on judgement and the patient.

discovery × automated labs

Science and R&D

One researcher directs thousands of automated experiments.

teaching × personal AI

Education and coaching

AI tutors do the drilling; teachers and coaches do motivation and judgement.

taste × generation

Creative industries and design

Generation is free; choosing what is good becomes the value.

judgement × data

Leadership, strategy, negotiation

Agents prepare and execute; people set direction and carry the deal.

human-made as premium

Hospitality, craft, experiences

When most things are made and served by machines, “made by a person” is worth more.

What does this mean for the work people do today? → jobs today, with non-HITL at the centre

05 · Jobs today

Every job today has a non-HITL version.

The question is not whether a job disappears, but which part moves to the network and what the person does instead. Six families of work, with non-HITL at the centre. Click one.

01

Air traffic controllers, grid and plant operators, rail signallers, security analysts, ship’s officers of the watch.

From watching screens → to setting the rules

Speed and information
02

Truck and van drivers, couriers, crane and forklift operators, train drivers, drone pilots.

From driving one vehicle → to running a fleet

PredictabilityHazard
03

Miners, deminers, firefighters, nuclear technicians, offshore and power-line workers, soldiers.

From going in → to sending in

Hazard
04

Auditors, inspectors, claims adjusters, notaries, compliance and identity analysts.

From checking samples → to judging disputes

Proof
05

Code reviewers, accounts payable, buyers, loan officers, schedulers, back-office teams.

From approving every item → to writing the mandate

Speed and informationProof
06

Clinicians, nurses, teachers, coaches, negotiators, leaders, craftspeople.

From the paperwork → to the person in front of you

Value multiplies
01 · Control and monitoring

From watching screens to setting the rules

When

Decision support now. Machine-run drone airspace is already being built. Machine-run grids and plants from around 2035.

Today

Watch screens, answer alarms and decide in seconds, in shifts limited by fatigue.

With non-HITL

The network resolves routine conflicts and alarms itself, and explains what it did.

The job becomes

Exception manager: sets the margins, takes the cases no rule covers, and investigates what went wrong.

02 · Driving and operating

From driving one vehicle to running a fleet

When

Mines and ports now. Machine-only corridors around 2035. Inside the home around 2040.

Today

One person, one vehicle, one shift.

With non-HITL

Vehicles drive themselves in machine-only corridors and depots, and one remote operator supervises many.

The job becomes

Fleet controller, then exception handler: the person called when a vehicle meets something it has never seen.

03 · Dangerous field work

From going in to sending in

When

Already in mining and on the battlefield. Demining, energy and emergency services follow over the next decade.

Today

The person goes in, and carries the risk.

With non-HITL

The machine goes in first: it maps, cuts, clears and carries. The person directs from a safe distance.

The job becomes

Mission commander: plans, decides and answers for what the machines do.

04 · Checking and verifying

From checking samples to judging disputes

When

Around 2035, when a signed machine record counts as evidence.

Today

Check a sample, after the fact, based on what people say happened.

With non-HITL

Every machine action is signed as it happens, and checks run on everything, all the time.

The job becomes

Judge of the exception: what a record means, who was at fault, what is fair.

05 · Approving and administering

From approving every item to writing the mandate

When

Around 2030, as standing mandates let agents act for people and firms.

Today

Approve item by item, often without the time to check.

With non-HITL

Agents act within a standing mandate: what, how much, for how long. Only what is hard to reverse comes back to a person.

The job becomes

Mandate designer: decides what an agent may do, and audits how it used that power.

06 · Care, teaching and judgement

From the paperwork to the person in front of you

When

Gradually, from now.

Today

A large part of the day goes to records, scheduling and logistics.

With non-HITL

Machines carry the records, the scheduling and the logistics, with proof. The person carries the relationship.

The job becomes

The same job, multiplied: more time for judgement, and for the person in front of you. See where humans win.

And the jobs non-HITL creates

Trust-network operatorRuns identity, permission and proof for machine actions.
Mandate architectWrites what agents may do, for whom, and for how long.
Machine-incident investigatorReconstructs what a machine did, from its record.
Per-action underwriterPrices the risk of each autonomous mission.
Corridor operatorRuns machine-only lanes, zones and hubs.
Exception handlerThe person called when no rule fits.

Between the weak link and the strong link sit new markets → nine markets that open

06 · Markets

Nine markets the status quo keeps closed.

None of these is waiting for a better app. Each is waiting for trust to be carried without a human. The year is our estimate of when that happens.

When does each market open, and what has to happen first? → the path to 2050

07 · Path to 2050

Five steps from today to 2050.

Our scenario, in five steps. Click a step to see what changes and which markets open.

    Technology thread

    From Python to intent

    1. 2026
      Python, written by agents, reviewed by people.
    2. 2030
      The specification is the source; code is generated and verified.
    3. 2035
      AI-native languages: the model is the compiler. Python becomes what COBOL is today.
    4. 2050
      Programming is stating intent.
    Technology thread

    Quantum and trust

    1. 2026
      Post-quantum cryptography is “Adopt”; migration targeted 2030–2035.
    2. 2027
      Quantum as a service in the cloud.
    3. 2035
      Trust networks are quantum-safe: proof signed today must survive quantum.
    4. 2040
      Polycompute: classical, AI and quantum side by side.

    Why does it take this long? Technology is only one of five layers under each pillar → what has to move

    08 · What each pillar is built from

    Each pillar is built from five layers. The slowest layer sets the date.

    1

    Technology

    Machines that are identifiable, limited, reliable and recorded.

    2

    Process

    Ways to check machines without slowing them down.

    3

    Regulation

    Rules that recognise a machine’s mandate, record and liability.

    4

    Economics

    Someone paid to run the trust, and someone to insure it.

    5

    People

    People willing to delegate, and to let machines in.

    Identity, authority, competence, evidence and accountability each need all five layers before a market can open. See the pillar-by-layer analysis →

    09 · Credits

    The people whose work shapes this thinking

    • Amy Webb, Melanie Subin and the Future Today Strategy Group teamConvergence Outlook 2026

      Agentic economies, the new labour equation and polycompute. “Liability follows the logs.”

      ftsg.com
    • Rachel Laycock and the Thoughtworks Technology Advisory BoardTechnology Radar, Vol. 35, November 2026

      They named human-in-the-loop theater: an approval step that works as an accountability sink.

      thoughtworks.com/radar
    • The Shell Scenarios teamThe 2026 Energy Security Scenarios

      Futures drawn as paths with milestones over decades: the model for our path to 2050.

      shell.com
    10 · Authors

    FG Digital

    FG Digital exists to understand markets and explain them.

    Hugo Gomes

    Hugo Gomes

    Co-founder, FG Digital

    Transformation and programme director. More than 28 years leading transformation in telecoms, energy, logistics and technology across Europe, South America and Africa.

    hugomgomes.com
    LinkedInfg-finance.com
    Iñigo Fuertes

    Iñigo Fuertes

    Co-founder, FG Digital

    Responsible AI and AI Governance Lead. Driving AI strategy in regulated industries, bridging technology, regulation and business, and making it accessible to everyone.

    LinkedInfg-finance.com